Luxury Homes!

Luxury is a symbol of a particular lifestyle. It is a representation of a higher standard of living.  This is reflected and is often noted by the number and size of the rooms, specific décor, and other customizable features chosen by the homeowner. Luxury homes also boast interesting features not found in other homes. SomeContinue

Buying a fixer upper home: FHA-203(K)

Homebuyers and the FHA – 203 (K) Loans…What this means for you? If you are in the market to buy a home but it needs lot of repairs, then the FHA-203 (K) is the perfect loan for you. These especial loans allow you to buy and repair a property that needs rehabilitation, such as roof, room addition,Continue

U.S. construction spending rebounds strongly

U.S. construction spending rebounded strongly to hit its highest level in more than 5½ years in July. Construction spending increased 1.8 percent to an annual rate of $981.31 billion, the highest level since December 2008, said the Commerce Department on Tuesday. The housing market recovery is back on track after stagnating from the second halfContinue

What matters the most…Home Prices or Low Rates?

Whether sales price is more important than the interest rate depends on your perspective. It’s pretty much impossible to time the real estate market, but you can try to take advantage of the way the market moves. A dramatic rise in home prices can slow home sales even when mortgage rates are low if mortgage availability isContinue

Lower Rates continues to Boost Loan Demand

After several weeks of drops in interest rates, mortgage applications finally got a modest lift as refinancers and home buyers took advantage of them. The Mortgage Bankers Association’s weekly mortgage market index showed that total mortgage application volume rose 2.8 percent during the week ending Aug. 22 compared to a week earlier. Broken out, applicationsContinue

California-Home of the Best High Schools

California is home to nearly 600 schools ranked among the 2014  U.S News Best High Schools.  One of California’s gold medal schools is the highly ranked  Oxford Academy,  which is located in the Anaheim Union High School District, about 25 miles from Los Angeles and roughly 400 miles from the state capital of Sacramento. U.S. News evaluatedContinue

HELOC’s holders are most at risk

Home Equity lines of credit, popular during the housing boom of the mid-2000s, are now a source of concern, as many of these loans are due to reset to higher payments. The structure of a HELOC allows for a draw period where consumers can use the funds and can often make interest-only payments. Then, afterContinue

Have a great school year!

The early morning rise is now the everyday activity for all kids who attend school.  They have to do homework each night and dress in well, clothes each day as opposed to sleep wear.   Run through their checklist of stuff, such as pencils and paper, lunch, binders, agenda, phone, etc.  it really takes a lot toContinue

Labor Day Weekend’s exclusive happenings!

This Labor Day weekend travelers can take advantage of The Maritime Museum’s annual Festival of Sail, Julian Fall Apple Harvest, U.S. Sand Sculpting Challenge and 3-D Art Expo on San Diego Bay, featuring live entertainment and food as well as take part in the start of the San Diego Chargers football season kick-off. Festival ofContinue

Orange County the third and Los Angeles the ninth most expensive housing market in the U.S.

According to the newest report from the National Assn. of Realtors, Orange County is considered the third and Los Angeles the ninth most expensive housing markets in the U.S., this measured the median price of homes sold in the second quarter.    Orange County’s median —          the point at which half of homes sold for more and half forContinue