Happy Thanksgiving!

Thanksgiving is not something you feel once a year… it is an attitude you carry all year-long. There is no better time than NOW to express how grateful I am for your confidence, support and friendship, It is clients like you who make my job be truly Thankful for each and every day that goesContinue

¿Cómo mejorar la calidad del aire interior en nuestros hogares?

 Generalmente la manera más eficaz de mejorar la calidad del interior del aire de tu casa es eliminando fuentes individuales de contaminación atmosférica o reducir sus emisiones. Fuentes como materiales que contengan asbestos, por ejemplo deben estar selladas o aun mejor removidas; otros como estufas de gas, se pueden ajustar para disminuir la cantidad deContinue

Are we there yet?

One of the leading on-line real estate destinations, Homes.com®, has released its latest Local Market Index, a price performance summary of repeat sales in the top 100 markets, and the companion Midsize Markets Report for the next 200 largest markets. Among the nation’s top 300 markets, 166 or 55 percent have now achieved full priceContinue

Are we on our way?

The National Association of Realtors (NAR) recently reported that pending home sales increased in April for the fourth consecutive month and reached their highest peak in nine years. The steady gains in contract activity each month this year highlight the fact that buyer demand is strong “Homeowners looking to sell this spring appear to be inContinue

ARE WE ON THE RIGHT TRACK?

Eight national banks,  Bank of America, JPMorgan Chase, Citibank, HSBC, OneWest Bank, PNC, U.S. Bank, and Wells Fargo  saw the performance of their first-lien mortgages improved in the fourth quarter of 2014, while the delinquency rate on those mortgages and the foreclosure activity continued to decline, according to a quarterly report on mortgage performance by the OfficeContinue

Existing home sales slightly rebound

Total existing-home sales, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, rose 1.2% to a seasonally adjusted annual rate of 4.88 million in February from 4.82 million in January. Sales are 4.7% higher than a year ago and above year-over-year totals for the fifth consecutive month.

Mortgage Rates plummeted today after Fed’s announcement

While the average improvement of 0.10% might not look like much at face value, it’s the biggest one-day drop we’ve had in 2015, and in a league with very few other players historically. With today’s improvement, the most prevalently-quoted conventional 30yr fixed loan for top tier borrowers falls back to 3.75%.   Some lenders will remain at 3.875%Continue

Mortgage rates fell!

Economic data affects rates by motivating investors to seek out or avoid risk. Higher demand means higher prices and lower rates.  Investors are looking for clarity on the Fed’s plans regarding raising rates, among other things. From here on out, volatility becomes an increasing risk heading into the Fed’s Announcement next Wednesday. It can either workContinue

Conserva tu dinero donde esta, si estas planeando comprar una propiedad.

No es conveniente hacer compras grandes o mover tu dinero de un lugar a otro por un promedio de 3 a 6 meses antes de comprar una casa. Es importante que mantengas tu perfil de crédito balanceado sin mostrar excesiva actividad en el crédito. Los bancos analizan a través de tu perfil de crédito queContinue

Es 2015 el Año de los Primeros Compradores?

Una de las predicciones de la Asociación Nacional de Realtors es que en el 2015 las oportunidades para comprar casa serán mucho mejor, y se espera que los primeros compradores que estuvieron fuera por un tiempo a consecuencia de la crisis hipotecaria reaparezcan a materializar el sueño de la casa propia. Los efectos financieros residualesContinue