How Do we improve the air quality in our Homes?

Usually the most effective way to improve indoor air quality is to eliminate individual sources of air pollution or to reduce their emissions. Some sources, like those that contain asbestos, can be sealed or enclosed; others, like gas stoves, can be adjusted to decrease the amount of emissions. In many cases, source control for airContinue

Negative Equity continues being a Serious Concern Despite Year Over Year Decline!

While the percentage of homes in the United States with negative equity has declined substantially since the fourth quarter of 2013, they experienced a slight increase quarter-over-quarter in Q4 2014, according to CoreLogic’s Q4 2014 Equity Report released last Tuesday. CoreLogic reported that 10.8 percent of all residential homes were underwater in Q4, this isContinue

Sales of Existing Homes Increase, however not enough

Sales of previously owned homes rose in September to the highest level in a year, adding to signs that residential real estate will be a plus for the economy. National Association of Realtors reported today in Washington that closings on home sales advanced 2.4 % to 5.17 annual rate, and purchases rose 1.9% from theContinue

Homeownership at Best!

Federal Housing Finance Agency has been working towards a plan to open what many we see as underwriting standards that are too restrictive. Mortgage giants Fannie Mae and Freddie Mac, their regulator and lenders are close to an agreement that could greatly expand mortgage credit while helping lenders protect themselves from charges of making bad loans, according to people familiarContinue

Home sales show encouraging stats

Existing home sales, excluding distressed sales, are the most encouraging stats at the moment. These, according to Trulia and the National Association of Realtors, were 80 percent back to normal in August. Trulia’s Bubble Watch also showed that prices were 3.4 percent undervalued in the third quarter, which is a marked improvement over the 13.5 percentContinue

Tu Casa: ¿Moderna o Tradicional?

Redecorar nuestra casa no debe considerarse como una actividad costosa y complicada.  Los colores, estilos y balance en la decoración afecta cómo vemos nuestro entorno.  Las ideas de iluminación, esquema de colores apropiados y el uso de telas para enfatizar y proporcionar luz para las habitaciones de nuestra casa son elementales. El equilibrio es laContinue

Your Home: Modern or Traditional?

Nothing is extra comfortable than coming back to our homes, full of heat and love after taking care of  stack of issues at work. Decorating or redesigning our homes should not be thought as an expensive or complicated activity. We have to make sure that the design we choose will be sophisticated rather than unnecessary.Continue

Mortgage Rates slightly higher

Mortgage rates are higher today, leaving September as one of only 3 months this year with noticeable upward movement. And today was an exception to that recent trend, but it’s tempered by the fact that yesterday’s gains were the best of the month. The only downside is that the most prevalently-quoted conforming 30yr fixed rateContinue

Septiembre: Notable crecimiento en la confianza del consumidor.

La confianza del consumidor alcanzó su nivel más alto desde la gran recesión en Septiembre, según las encuestas realizadas por  la Universidad de Michigan y Thomson Reuters a los consumidores.  Este reporte reflejó  las perspectivas optimistas sobre la economía en general  así como de los  ingresos personales. El índice de las expectativas del consumidor  aumentóContinue

September: Highest Consumer Confidence

Consumer confidence reached its highest level since the Great Recession in September, according to the Thomson Reuters and University of Michigan Surveys of Consumers. September’s increase in consumer confidence is the result of optimistic outlooks on the overall economy and personal incomes.  The consumer expectations index rose 5.8 percent over the month of September, while theContinue