1% Down Payment: Equity Boost Program!

One month’s rent could get you into the road of Home Ownership! YES!  Now you can buy a property with just 1% under the Equity Boost Program. This program does not only offer low rates, but also is available with NO monthly Mortgage Insurance.  Call me TODAY and find out more about this Conventional LoanContinue

Welcome to the Spring Home Buying Season!

Existing homes sales surged to their highest annual rate in 18 months, showing a promising beginning according to the latest report from the National Association of Realtors. The total number of  existing home sales, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, jumped 6.1% to a seasonally adjusted annual rate of 5.19Continue

How much down payment do you need to buy a house?

Saving for a down payment is an important step in becoming financially prepared for homeownership, and there are options and opportunities for financing a home purchase that will allow the borrower to come with little or No Down Payment. For most first-time home buyers, coming up with funds for a down payment is the biggest obstacle toContinue

Tienes un Préstamo HELOC? Informate!

Presta Atención si tienes un Préstamo HELOC a punto de reajustarse! Informarte de como puedes balancear esta linea de crédito HELOC para que no te afecte drásticamente en tus finanzas. Hay opciones y alternativas que puedes aplicar aun si tu balance hipotecario es superior al valor actual de tu propiedad! Como siempre analiza tus finanzas,Continue

Keep Your Money Where It Is, if you’re planning on buying a home!

It’s not wise to make any huge purchases or move your money around three to six months before buying a home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the bestContinue

ARE YOU READY TO OWN A HOME?

Home ownership means you no longer pay monthly rent for the roof over your head. When you leave, you can sell it to recoup the purchase price and earn any profit that you may have accumulated through your appreciation in value. But don’t kid yourself. Home ownership comes with a slew of disadvantages, responsibilities, and downrightContinue

ARE YOU BUYING A HOME OR DATING IT?

  Buying a house based on emotions is just going to break your heart. If you fall in love with something, you might end up making some pretty bad financial decisions. There’s a big difference between your emotions and your instincts. Going with your instincts means that you recognize that you’re getting a great houseContinue

How much down payment do you really need to buy a house?

Saving for a down payment is an important step in becoming financially prepared for homeownership, and there are options and opportunities for financing a home purchase that will allow the borrower to come with little or No Down Payment. For most first-time home buyers, coming up with funds for a down payment is the biggest obstacle toContinue

Save on your Mortgage NOW!

Mortgage rates are historically low, and many owners have the opportunity to take advantage, but not all owners pay close attention to these numbers.   You have the opportunity to investigate the possibility of refinancing through HARP or stream line if your loan is FHA to take advantage of the historic rates.   You can analyze  what financialContinue

Borrowers may now have a chance to build equity fast

Two major banks have agreed to originate a new 15-year mortgage under pilot programs aimed at low- and moderate-income borrowers. In addition, the creators of the so-called Wealth Building Home Loan,   allows home buyers to build equity at a much faster clip than they would with a standard 30-year loan. Typically, the monthly payment onContinue