El Centro Urbano del Instituto Financiero de la Vivienda publicó recientemente en su reporte del mes de Septiembre que las ejecuciones hipotecarias continúan disminuyendo con la recuperación de la vivienda, pero sigue siendo alta en relación a la década de 2000. En particular, el reporte muestra que los atrasos de más de 90 días de morosidad asíContinueContinue reading “Morosidad en Pagos Hipotecarios disminuye a nivel nacional pero continua alto relación con la década de 2000”
Category Archives: Realtor
How Do we improve the air quality in our Homes?
Usually the most effective way to improve indoor air quality is to eliminate individual sources of air pollution or to reduce their emissions. Some sources, like those that contain asbestos, can be sealed or enclosed; others, like gas stoves, can be adjusted to decrease the amount of emissions. In many cases, source control for airContinueContinue reading “How Do we improve the air quality in our Homes?”
How Do Homes Impact Health?
Indoor air pollution is 4 – 5 times worse than outdoor air and sometimes even greater. We spend 90% of our time indoors. 15% of homeowners may be allergic to elements in their own homes. Prevalence of asthma has double since 1976. Indoor air pollution has been described by EPA and Congress as America’s numberContinueContinue reading “How Do Homes Impact Health?”
¿Cómo nuestra Casa puede afectar la salud?
La contaminación atmosférica del interior de nuestra casa es de 4 a 5 veces mas altas que el aire ambiental de acuerdo a las épocas. Pasamos el 90% de nuestro tiempo en ambientes cerrados. El 15% de dueños de una casas pueden ser alérgicos a elementos en sus propias casas. El predominio del asmaContinueContinue reading “¿Cómo nuestra Casa puede afectar la salud?”
Existing home sales slightly rebound
Total existing-home sales, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, rose 1.2% to a seasonally adjusted annual rate of 4.88 million in February from 4.82 million in January. Sales are 4.7% higher than a year ago and above year-over-year totals for the fifth consecutive month.
Negative Equity continues being a Serious Concern Despite Year Over Year Decline!
While the percentage of homes in the United States with negative equity has declined substantially since the fourth quarter of 2013, they experienced a slight increase quarter-over-quarter in Q4 2014, according to CoreLogic’s Q4 2014 Equity Report released last Tuesday. CoreLogic reported that 10.8 percent of all residential homes were underwater in Q4, this isContinueContinue reading “Negative Equity continues being a Serious Concern Despite Year Over Year Decline!”
Mortgage rates fell!
Economic data affects rates by motivating investors to seek out or avoid risk. Higher demand means higher prices and lower rates. Investors are looking for clarity on the Fed’s plans regarding raising rates, among other things. From here on out, volatility becomes an increasing risk heading into the Fed’s Announcement next Wednesday. It can either workContinueContinue reading “Mortgage rates fell!”
Keep Your Money Where It Is, if you’re planning on buying a home!
It’s not wise to make any huge purchases or move your money around three to six months before buying a home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the bestContinueContinue reading “Keep Your Money Where It Is, if you’re planning on buying a home!”
56 Percent of 3.3 Million HELOCs Scheduled to Reset With Higher Payments
A total of 3,262,036 HELOCs with an estimated total balance of $158 billion that originated during the housing price bubble between 2005 and 2008 are still open and scheduled to reset between 2015 and 2018. Realty Trac the nation’s leading source for comprehensive housing data, today released its first-ever U.S. HELOC Resetting Report, which foundContinueContinue reading “56 Percent of 3.3 Million HELOCs Scheduled to Reset With Higher Payments”
Are you better off fixing or buying a home?
There is neither a specific answer nor one size fits all! There are plenty of considerations to review. First of all, your financial ability and market demands are some of the factors to survey before deciding if it’s wiser to find a new dream home or fix your current home. Before considering renovating your existingContinueContinue reading “Are you better off fixing or buying a home?”
Sandy Flores, Broker CPRES 