By Sandy Flores You’ll be left in the cold—but not if you know how to change its thermocouple. This is the part of the furnace that shuts off the gas if your pilot light goes out, preventing that gas from seeping into your home. (You know, the gas that can kill you if left to runContinueContinue reading “When your furnace goes out…”
Tag Archives: Purchase
First-Time Home Buyers: Sales Up at 4-Year High
There is a lot of upbeat news in the September 2016 existing home sales report released by the National Association of Realtors® (NAR) on Thursday. Sales rebounded sharply and the improvement was seen in all four regions. More good news, NAR attributed part of that to increased participation from first-time home-buyers, a group that has worried theContinueContinue reading “First-Time Home Buyers: Sales Up at 4-Year High”
How student loan debt is impacting the housing market?
By, Sandy Flores Broker Student loan debt is playing its biggest role in the mortgage process yet, and it doesn’t look like it’s changing anytime soon. New data from NeighborWorks America’s fourth annual housing survey found that nearly one-third (30%) of Americans know someone who has delayed the purchase of a home because of student loan debt, up fromContinueContinue reading “How student loan debt is impacting the housing market?”
Waiting for the right home? Don’t Wait Forever!
Everyone has a dream home, however there’s always something that we do not quite like in each house that we view. The key to finding the right home is setting realistic expectations. Make a list of your dream features and amenities before you start house hunting, at the same be willing to let some of thoseContinueContinue reading “Waiting for the right home? Don’t Wait Forever!”
UP to $125,000. to Purchase your First Home?
Yes! There are programs to assist First Time Buyers to purchase a home. These programs are available to homebuyers that have not owned/held interest in a principal residence in the past three years. These Programs provide First time buyers a differed 30 years second mortgage loan that vary from $40,000. and up to $125,000. depending onContinueContinue reading “UP to $125,000. to Purchase your First Home?”
More financial opportunities for same-sex marriage when purchasing a home!
The Supreme Court decision making same-sex marriage legal nationwide will boost the mortgage demand as it provides gay and lesbian couples with more financing opportunities and stronger joint property rights. The Supreme Court decision could spur not only more purchase lending, but also more refinancing, line of credit, among other helping to them to planContinueContinue reading “More financial opportunities for same-sex marriage when purchasing a home!”
September: Highest Consumer Confidence
Consumer confidence reached its highest level since the Great Recession in September, according to the Thomson Reuters and University of Michigan Surveys of Consumers. September’s increase in consumer confidence is the result of optimistic outlooks on the overall economy and personal incomes. The consumer expectations index rose 5.8 percent over the month of September, while theContinueContinue reading “September: Highest Consumer Confidence”
No One Should Pay Taxes on Phantom Income
After announcing the details of the U.S. Department of Justice’s settlement with Bank of America, which includes $7 billion in relief to consumers U.S. Attorney General Eric Holder lamented Congressional inaction to extend the Mortgage Forgiveness Debt Relief Act. For homeowners meant to be helped by the settlement funds will instead be penalized on theirContinueContinue reading “No One Should Pay Taxes on Phantom Income”
Sandy Flores, Broker CPRES 