ARE WE ON THE RIGHT TRACK?

Eight national banks,  Bank of America, JPMorgan Chase, Citibank, HSBC, OneWest Bank, PNC, U.S. Bank, and Wells Fargo  saw the performance of their first-lien mortgages improved in the fourth quarter of 2014, while the delinquency rate on those mortgages and the foreclosure activity continued to decline, according to a quarterly report on mortgage performance by the OfficeContinue

Esta el Mercado Hipotecario en el camino correcto?

Ocho Bancos nacionales que son, Bank of America, JPMorgan Chase, Citibank, HSBC, OneWest Bank, PNC, U.S. Bank, and Wells Fargo demostraron mejoras en el procesamiento de sus hipotecas con progresos en la prevención de Embargos durante el cuarto trimestre del 2014, mientras que el porcentaje de atrasos en hipotecas y la actividad de ejecuciones hipotecariasContinue

ALERTA CON LAS LINEAS DE CRÉDITO CON GARANTIA HIPOTECARIA

Con el incremento en los valores de las propiedades, muchos propietarios están aprovechando del impulso en el mercado inmobiliario para hacer efectivo y colectar parcialmente en sus inversiones hipotecarias a través de Líneas de Crédito con Garantía Hipotecaria. Según la Asociación Nacional de Realtors los precios de las propiedades han reflejado aproximadamente un incremento delContinue

¿Te conviene invertir en remodelar tu Casa?

Hacer renovaciones en tu casa es una excelente inversión si lo planeas adecuadamente. Antes de que comiences cualquier proyecto importante, es esencial que determines cual es el valor real de tu propiedad en el mercado de hoy. Haz tus calculaciones para saber cuanto será el retorno de tu inversión en los proyectos de remodelación queContinue

Is home remodeling worth the investment?

More Renovations are not Necessarily Better. Before you begin any major projects, it’s important to assess your home’s value and the neighborhood it’s in. Determine what it will be the approximate return on the investment (ROI) based on the current market value or how long you plan on staying in the house. Be sure thatContinue

House Price Index Up 0.3 Percent in January

U.S. house prices rose in January, up 0.3 percent on a seasonally adjusted basis from the previous month, according to the Federal Housing Finance Agency (FHFA) monthly House Price Index (HPI). The previously reported 0.8 percent change in December was revised downward to a 0.7 percent change. The FHFA HPI is calculated using home salesContinue

El Indice de Precios de Casas incrementó 0.3 por ciento

Los Precios de la vivienda de los Estados Unidos incrementaron en Enero en un 0,3 por ciento sobre una base ajustada estacionalmente desde el mes anterior, de acuerdo al índice de precios de casas de la Agencia Federal de Financiación de la Vivienda (FHFA). El Índice de Precios de las Viviendas (HPI-House Price Index) seContinue

Existing home sales slightly rebound

Total existing-home sales, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, rose 1.2% to a seasonally adjusted annual rate of 4.88 million in February from 4.82 million in January. Sales are 4.7% higher than a year ago and above year-over-year totals for the fifth consecutive month.

Mortgage Rates plummeted today after Fed’s announcement

While the average improvement of 0.10% might not look like much at face value, it’s the biggest one-day drop we’ve had in 2015, and in a league with very few other players historically. With today’s improvement, the most prevalently-quoted conventional 30yr fixed loan for top tier borrowers falls back to 3.75%.   Some lenders will remain at 3.875%Continue

Negative Equity continues being a Serious Concern Despite Year Over Year Decline!

While the percentage of homes in the United States with negative equity has declined substantially since the fourth quarter of 2013, they experienced a slight increase quarter-over-quarter in Q4 2014, according to CoreLogic’s Q4 2014 Equity Report released last Tuesday. CoreLogic reported that 10.8 percent of all residential homes were underwater in Q4, this isContinue