Propietarios de Casas pagan menos por hipoteca que inquilinos por alquiler.

Pagar una hipoteca es más barato que pagar alquiler. Pero ser propietario de una Casa cuesta más que rentar. El debate interminable de que es mejor ¿Comprar o alquilar una Casa? Se puede determinar después de considerar todos los gastos que contribuyen al mantenimiento de una casa.

La Oficina de Estadísticas Laborales (BLS) afirma que es más barato comprar que rentar. Es más económico ser dueño de una propiedad que rentarla.  ForRentForSaleDesde el 2009 al 2012, impulsado por la caída de las tasas de interés, ser propietario de una vivienda se convirtió en una posibilidad más asequible, mientras que los inquilinos vieron los costos en las rentas en dirección opuesta, según la BLS.

Un reciente informe de Zillow encontró que los compradores de vivienda actuales de Estados Unidos esperan pagar un 15,3% de sus ingresos en una hipoteca sobre una vivienda típica por debajo de los inquilinos que pagan hoy sobre 29,5% de sus ingresos para alquilar.

La principal razón de esta diferencia en presupuesto, es la brecha de ingresos entre propietarios e inquilinos. Al final del segundo trimestre, la oficina del censo informó que el ingreso anual promedio en los Estados Unidos fue $53.216. Pero entre los propietarios, los sueldos promedio está entre $65.514 anuales, mientras que el ingreso típico del arrendatario era sólo $31.888.

Published by SandyFloresRealEstate

I moved to Orange County from Lima, Peru in 1986. I am happily married, have 3 kids and 8 grand kids that I love with all my heart. My goal was to become successful in this country. I knew that the United States is the land of opportunity for those willing to do their best to make their dreams come true. My parents, Luis Mora a Dental Surgeon, and Doris Olaechea a dedicated housewife and best mom for me tough me that in order to achieve my goals I had to work hard, envision a bright future, and last but not least keep always my family values above all. Ever since I could remember they have been right beside me supporting all my dreams, one by one. ​ As a former a teacher, my role has been a person who inspires and encourages other people to strive for greatness, live to their fullest potential and see the best in themselves. I am not stranger to working long hours and helping people reach their goals and make their lives changed. I decided to get into Real Estate as another way to help families to achieve the Dream of Home-Ownership. My sense of motivation and commitment toward this goal, kept me going non-stopping. ​ I am very proud of being part of so many success stories from hard working people accomplishing not only the Dream of Ownership but also learn how to invest in properties. I have always put my client's best interest as my top priority. My marketing and negotiating skills are uniquely coupled with my ability to understand my clients’ tastes and needs. It’s one of the most humbling and fantastic feelings to be able to share such a major life event. ​ I firmly believes the successful listing or purchasing of a home takes the knowledge of not only an industry but also expertise. Knowledge combined with years of established relationships in the real estate business and the community have helped me maximize my ability to make things happen for my clients.

Leave a comment